Bank Transfer Casinos: The Complete 2025 Guide
A bank transfer is a safe bet if you’re looking for a widely accepted, easy, and safe way to complete your gaming deposits. This guide covers everything you need to know: how this payment method works, what to expect, and a list of trusted bank transfer casinos to help you play confidently.
Top Casinos That Accept Bank Transfers
If you’re ready to jumpstart your gaming journey, here’s a list of fully licensed UK online casinos that accept bank transfers.
How We Rate
We evaluate each casino from multiple angles to ensure our readers get a trusted, secure list of bank transfer casinos. First, we verify that the casino holds a valid licence from a recognised authority such as the UK Gambling Commission (UKGC) or Malta Gaming Authority (MGA), ensuring proper regulation and data protection.
We then assess whether both traditional and instant bank transfers are supported, test deposit and withdrawal speeds, and highlight any hidden fees or restrictive limits. Bonus eligibility is also carefully reviewed, as some casinos exclude bank transfer deposits from promotions.
Finally, we consider the overall user experience, looking at game variety, customer support quality, and the availability of responsible gambling tools.
Why Trust Us
The NewCasinos team ensures readers enjoy a safe, reliable, and up-to-date betting experience. To maintain our standards, we:
- Spend over 15 hours each month updating this page
- Rely on a team of 4 casino specialists and 1 payment expert to evaluate sites and their offers
- Invest 20 hours every month reviewing and testing casinos
What Is a Bank Transfer Casino and How Does It Work?
A bank transfer casino is an online gambling site that lets players deposit and withdraw funds straight from their accounts. This payment method is preferred among players who don’t use cards or e-wallets and put safety first. Compared to credit cards and e-wallets, this payment method offers higher transaction limits. However, it’s less convenient due to higher processing times.
Usually, we make a difference between:
- Standard bank transfers that most commonly take several days to process include fees and are handled through interbank systems such as SWIFT or SEPA.
- Instant bank transfers that Ttustly or Sofort powers combine the security of regular bank transfers with the speed of modern payment tech.
Bank Transfer Short Facts
Features | Details |
---|---|
Transaction Time | Instant deposits - Withdrawals up to 10 business days |
Minimum Deposit | Usually starts from €/£10. |
Maximum Transaction | Set by casino and bank |
Deposit Fee | Depends if there’s a currency conversion |
Withdrawal Fee | Not usual |
Security | Bank standard security protocols, Encrypted servers |
Currencies | All |
-
Safe payment method
-
Higher limits
-
Widely accepted
-
Slower processing times
-
Some bonuses are excluded while using this payment option
Bank Transfer Casino Bonuses: What to Expect
Players who choose bank transfer as their preferred payment method should check bonus eligibility, as some casinos exclude bank transfers from certain bonuses, especially welcome offers.
Common bonus types available to players who opt for bank transfers include:
- Welcome bonuses
- Reload bonuses
- Cashback offers
- Loyalty programs
How to Deposit at Casinos with Bank Transfer
To complete a deposit via bank transfer is pretty simple:
- Enter the Cashier section of your online casino
- Select deposit
- Select the bank wire as your payment method.
- Put in the amount you’d like to transfer and the banking details required by the website.
- Wait until your funds are available
How to Withdraw at Casino Sites Using Bank Transfer
These are the steps to withdraw your winnings:
- Enter the Cashier section of the casino.
- Select the ‘Withdrawal’ option.
- Choose ‘Bank Transfer / Wire Transfer’ as a withdrawal method.
- Define the amount to be withdrawn and confirm your bank details.
If you are from the UK, the pending time for your withdrawal request is up to 2 working days. If it is a wire transfer outside of the UK, it can take up to 5 working days.
Are Instant Bank Transfer Casinos Safe?
Yes, instant bank transfer casinos are generally very safe. Because these transactions are connected directly to your bank account, they’re protected by some of the strictest security protocols in the financial sector. Transfers are encrypted end-to-end, even on mobile devices, and typically require two or more verification steps, such as PIN codes, biometrics, or app authorizations.
However, confirming with your bank whether mobile transfers are supported is important. Sometimes, you may need to set up and authorize mobile banking through the bank’s secure website before using a mobile app.
This won’t be an issue if you don’t use your phone for banking or prefer playing on a desktop. Either way, using a bank transfer casino ensures high security for your money and personal information.
Fees, Limits & Speed at Bank Transfer Casinos
Playing at a bank transfer casino in the UK or Europe should be a decision based on research. Players should always be informed about the costs, limits, and transaction times.
While most casinos don’t charge bank transfer fees, banks can apply charges depending on transaction type. It’s not uncomon for bank transfers to have higher transaction limits, which makes them pefect for larger deposits and withdrawals. Most bank transfer casinos offer:
- Minimum deposits: €10–€50 / £10–£50
- Maximum withdrawals: €5,000–€100,000 / £5,000–£100,000
Regarding speed and processing times, bank transfers usually take one to five business days, while instant transfers are usually complete within minutes.
Using Bank Transfer at Mobile Casinos in the UK
A vast majority of UK mobile casinos support bank transfers, either through in-app options or via mobile banking. Furthermore, many casinos integrate instant bank transfer services such as Trustly, which adds convenience.
Troubleshooting Bank Transfer Casino Payments
Casino bank transfers come with their set of issues as well. The most common problems reported while using this payment option include the following:
- Delayed withdrawals: Often due to weekend processing or bank holidays. Solution: wait 1–5 working days and check with support if it goes beyond that.
- Bank verification failure: If your bank blocks the transaction or flags it as suspicious, you may need to verify the transfer manually.
- Incorrect details – Double-check that the IBAN, SWIFT/BIC, or reference code is entered exactly as provided by the casino.
Best Alternatives to Casino Bank Transfer Payments
While casino bank transfer methods are secure and high-limit, they’re not always the fastest or most convenient. Here are some popular alternatives:
- PayPal – Fast, widely accepted, and very secure. Fees may apply.
- Skrill & Neteller – Great for speed and privacy; sometimes excluded from welcome bonuses.
- Paysafecard – Prepaid and anonymous, but only useful for deposits.
- Debit Cards (Visa/Mastercard) – Simple and familiar, but may have slower withdrawals.
- Trustly (Instant Bank Transfer) – Links directly to your bank and processes payments instantly.
Final Thoughts on Choosing Bank Transfer Casinos
A bank transfer casino is a good choice for players who value security, high limits, and a direct link to their bank account. While they might wait more for transaction processing, the trust factor and widespread acceptance make it appealing.
FAQs
Looking for quick answers about bank transfer casinos? Check out the FAQ section below for common questions and helpful information. Didn’t find what you need? Feel free to reach out through our contact form.
Are bank transfer casinos legal in the UK?
Any bank transfer casino licensed by the UK Gambling Commission is legal and regulated for UK players.
Do bank transfer casinos charge fees?
Some fees may be applied when using bank transfers. Although banks usually charge a small fee for deposits and withdrawals, they are overall smaller than the ones charged by other payment methods such as credit cards and some vouchers. In any case is always best to check the fees beforehand because your bank might charge high fees for let’s say, a casino outside Europe or the UK.
How long do withdrawals take?
Standard bank transfers typically take 1–5 business days, while instant bank transfers (via Trustly, etc.) may be processed within minutes.
Can I use instant bank transfers at mobile casinos?
Yes, many mobile casinos support instant bank transfers through services like Trustly, allowing for fast, secure deposits and withdrawals directly from your phone.
Is it safe to use Bank Transfer in an online casino?
Bank transfers are as safe as it gets when it comes to online gambling; they are encrypted and protected by some of the strictest protocols offered by banks to make sure customers’ data and money stay safe and sound against online fraud and other threats.
Do Bank Transfer casinos accept other banking methods?
As bank transfers are a pretty standard payment option, it is very likely most casinos that accept bank transfers also accept a wide range of other payments, especially when it comes to credit cards which are also linked to the same banks accepted via bank/wire transfer.
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Ryan Spencer is NewCasino’s payment specialist. He observed the trend of online casinos moving towards e-wallets and decided early on to specialise in payment methods. With a keen interest in tech innovation, Ryan pursued a degree in Information Technology (IT) from the University of Birmingham. Over the last 6 years, he has combined his academic knowledge with the rise of modern payment methods, establishing himself as our payment methods expert.
Fact-Checked by Dhalia Borg, Head of Content
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