Bank Transfer Casinos: The Complete 2025 Guide

How We Rate

We evaluate each casino from multiple angles to ensure our readers get a trusted, secure list of bank transfer casinos. First, we verify that the casino holds a valid licence from a recognised authority such as the UK Gambling Commission (UKGC) or Malta Gaming Authority (MGA), ensuring proper regulation and data protection.

We then assess whether both traditional and instant bank transfers are supported, test deposit and withdrawal speeds, and highlight any hidden fees or restrictive limits. Bonus eligibility is also carefully reviewed, as some casinos exclude bank transfer deposits from promotions.

Finally, we consider the overall user experience, looking at game variety, customer support quality, and the availability of responsible gambling tools.

Why Trust Us

The NewCasinos team ensures readers enjoy a safe, reliable, and up-to-date betting experience. To maintain our standards, we:

• Spend over 15 hours each month updating this page
• Rely on a team of 4 casino specialists and 1 payment expert to evaluate sites and their offers
• Invest 20 hours every month reviewing and testing casinos

What Is a Bank Transfer Casino and How Does It Work?

A bank transfer casino is an online gambling site that lets players deposit and withdraw funds straight from their accounts. This payment method is preferred among players who don’t use cards or e-wallets and put safety first. Compared to credit cards and e-wallets, this payment method offers higher transaction limits. However, it’s less convenient due to higher processing times.

Bank Transfer Types

The choice of bank transfer method can affect the speed and security of transactions, so it’s essential to understand the various types available. Each type of bank transfer has differing features and processing times.

Standard Bank Transfer

To send a standard bank transfer, you will need the casino banking details for your payment. If you use this method, the casino can take up to 10 days to receive your payment. However, most banks have faster processing times and depending on your bank, some may even be instant.

You may experience a similar time frame for your casino withdrawals. This makes it less convenient if you need quick access to your winnings. Despite their slower speed, standard bank transfers remain popular if you prioritise security and are not in a rush to access your winnings.

Instant Bank Transfer

Instant bank transfers are a much faster alternative to standard bank transfers. If you want to deposit, they allow you to move funds from your bank account to your online casino account almost immediately. It is beneficial to start playing without waiting for your deposit to clear. The main advantage of this method is its speed, with deposits usually credited to your casino account within minutes.

However, it’s important to note that while deposits are instant, withdrawals may take some time, depending on the casino’s processing procedures. Instant bank transfers are a popular choice for players who value speed and safety in their transactions.

Wire Bank Transfer

Wire bank transfers involve sending money electronically from one bank account to another, often across borders. They are commonly used for large transactions, particularly for moving significant sums of money to and from online casinos. Generally, wire transfers are processed through networks like SWIFT, which handle international and domestic transfers.

While wire transfers are secure and widely accepted, they are slower than instant transfers. Depending on the banks involved and whether your transfer is international or domestic, it takes 1 to 5 business days to complete.

They can also come with higher fees for sending and receiving funds, which is a downside for smaller transactions. Casinos often use wire transfers for high-value transactions for withdrawals, providing a reliable and secure way to receive your winnings.

Faster Payments (FPS)

Faster Payments (FPS) is a UK-based payment service enabling near-instantaneous transfers between participating banks. It is widely used in the UK and allows you to quickly make your deposits and withdrawals. The maximum time frame to transact is typically 2 hours at a maximum. Delays could occur if the casino doesn’t participate or if the amount is higher than the standard limit.

Unlike other bank transfers, it operates 24/7 and doesn’t delay payments over weekends and holidays. For your withdrawals, once the casino has sent any winnings, you should receive them in a matter of minutes. Its convenience, security features, and transaction speed make it a preferred option for many UK players.

Bank Transfer via Third-party Solution

Bank transfers via third-party solutions involve using an intermediary service. The top ones include PayPal, Trustly, and Skrill. They help to move funds from your bank to the casino. They facilitate the movement of your funds from your bank without having to share any banking details directly with the casino.

One of the main benefits of using these services is the speed at which they are transacted, which is faster than a bank transfer. You must register your bank details and card to send and receive your casino winnings. Another top reason to use them is their extra security measures, like 2FA, encryption, and fraud protection. Two downsides are that some may charge fees, not all casinos will accept them, and at some sites, they won’t let you claim bonuses.

BACS Bank Transfer

BACS (Bankers’ Automated Clearing Services) is another UK-based payment system. If you use this payment method, it handles direct debit transactions, including bank transfers to and from online casinos. While they offer secure and reliable payments, they tend to be much slower than other bank transfer methods.

On average, they take 3 days to complete. Due to their slower processing times, they’re not one of the more popular payment methods for casino players. However, for withdrawals, especially larger sums of money, they are ideal and a preferred way for casinos to send lump sums. They tend to come with low or no fees, making them a cost-effective player option.

Bank Transfer Short Facts

Advantages of Bank Transfer

Using bank transfers has many benefits, so it is still available at most casinos, even with the massive range of payment options at casino cashiers. Let’s break down the primary advantages:

Safe and straightforward

Everyone with a bank account can complete a bank transfer. It’s one of the most widely accepted and safest payment methods around. You can do it via the internet banking facility, via your bank’s app, or even go physically to the bank if you want to.

Widely accepted

As it is so well-known, almost every online casino accepts bank transfers as a payment method. We hardly see new casino sites that do not accept bank transfers, so you can rest assured that you will always find places to deposit and withdraw using this payment method.

No need to create a special account

You can use your previously existing bank account to complete bank transfers to your preferred online casinos. You might, however, ask for your bank’s authorisation to do transactions using a mobile app due to security reasons.

Higher limits

With bank transfers, the maximum deposit and withdrawal limits will be higher when compared to other methods, such as debit cards and e-wallets.

Disadvantages of Bank Transfer

The most notable disadvantages of bank transfers are:

Must have a bank account

If you’re looking for a payment method that doesn’t involve a bank account or having to disclose your banking info with the casinos, bank transfers are probably not for you. However, there are plenty of other options, e.g., crypto casinos, if staying anonymous is your priority.

Slower processing times

Bank transfers are notorious for their slower processing times, not just for withdrawals but for deposits as well. So you’d have to wait before you can start playing, and you won’t benefit from fast payouts.

Bonus exclusions

Some casinos might make bonuses ineligible for players who use bank transfers to fund their accounts, excluding this payment method.

How to Deposit at Casinos with Bank Transfer

To complete a deposit via bank transfer is pretty simple:

1. Enter the Cashier section of your online casino
2. Select deposit
3. Select the bank wire as your payment method.
4. Put in the amount you’d like to transfer and the banking details required by the website.
5. Wait until your funds are available

How to Withdraw at Casino Sites Using Bank Transfer

These are the steps to withdraw your winnings:

1. Enter the Cashier section of the casino.
2. Select the ‘Withdrawal’ option.
3. Choose ‘Bank Transfer / Wire Transfer’ as a withdrawal method.
4. Define the amount to be withdrawn and confirm your bank details.

If you are from the UK, the pending time for your withdrawal request is up to 2 working days. If it is a wire transfer outside of the UK, it can take up to 5 working days.

Are Instant Bank Transfer Casinos Safe?

Yes, instant bank transfer casinos are generally very safe. Because these transactions are connected directly to your bank account, they’re protected by some of the strictest security protocols in the financial sector. Transfers are encrypted end-to-end, even on mobile devices, and typically require two or more verification steps, such as PIN codes, biometrics, or app authorizations.

However, confirming with your bank whether mobile transfers are supported is important. Sometimes, you may need to set up and authorize mobile banking through the bank’s secure website before using a mobile app.

This won’t be an issue if you don’t use your phone for banking or prefer playing on a desktop. Either way, using a bank transfer casino ensures high security for your money and personal information.

Fees, Limits & Speed at Bank Transfer Casinos

Playing at a bank transfer casino in the UK or Europe should be a decision based on research. Players should always be informed about the costs, limits, and transaction times.

While most casinos don’t charge bank transfer fees, some do. You can check the casino’s banking policy, which will detail whether you will incur fees for your deposits or withdrawals. You can also contact your bank, but typically, they won’t charge you any casino payment fees.

It’s not uncommon for bank transfers to have higher transaction limits, which makes them perfect for larger deposits and withdrawals. Most bank transfer casinos offer:

• Minimum deposits: €10–€50 / £10–£50
• Maximum withdrawals: €5,000–€100,000 / £5,000–£100,000

Deposit Speed

Depending on your bank transfer method, your deposit can take less than a few minutes to up to a week to receive, according to your bank’s time schedules. With some, like IBT, the deposits are instant, meaning once you’ve submitted the transaction, the funds should appear in minutes.

Withdrawal Speed

As with deposits, the withdrawal speed will depend on various factors. If you withdraw with a bank transfer, the average time is 3-7 working days, but it can be quicker. Casino and bank processing times influence the times. Other factors include whether the banks process over weekends and holidays, and the casino withdrawal policies, including any verification required.

Using Bank Transfer at Mobile Casinos in the UK

A vast majority of UK mobile casinos support bank transfers, either through in-app options or via mobile banking. Furthermore, many casinos integrate instant bank transfer services such as Trustly, which adds convenience.

Troubleshooting Bank Transfer Casino Payments

Casino bank transfers come with their own set of issues as well. The most common problems reported while using this payment option include the following:

• Delayed withdrawals: Often due to weekend processing or bank holidays. Solution: wait 1–5 working days and check with support if it goes beyond that.
• Bank verification failure: If your bank blocks the transaction or flags it as suspicious, you may need to verify the transfer manually.
• Incorrect details – Double-check that the IBAN, SWIFT/BIC, or reference code is entered exactly as provided by the casino.

Best Alternatives to Casino Bank Transfer Payments

While casino bank transfer methods are secure and high-limit, they’re not always the fastest or most convenient. Here are some popular alternatives:

• E-wallets – You can use an e-wallet to fund your casino account from your bank. Your options include PayPal, Skrill, or Neteller. You don’t have to share bank details with casinos; once processed, withdrawals are instant. Fast, widely accepted, and very secure. Fees may apply and are sometimes excluded from bonus redemptions.
• Top-up voucher – You can purchase a prepaid voucher like Paysafecard from a local retailer. It helps you manage your bankroll, is prepaid and anonymous, but is only useful for deposits.
• Debit Cards – Visa Debit and Mastercard Debit have been widely used at online casinos since the beginning. They offer faster processing times, especially with their instant deposits. If the bank is part of the FPS, withdrawals will be almost instant once processed. Simple and familiar, but may have slower withdrawals than e-wallets.
• Trustly (Instant Bank Transfer) – Trustly links directly to your bank and processes payments instantly.